The Debt-Free Christmas Planner & Frugal Christmas Hosting Manual | Fillable PDF Planner + PDF Ebook

Plan what you can afford. Then host beautifully within it.

Christmas shouldn’t follow you into the new year. This set brings together the two halves of a peaceful Christmas. The Debt-Free Christmas Planner helps you decide how much you can truly afford. The Frugal Christmas Hosting Manual shows you how to make that amount create a warm, elegant celebration your guests will remember.

Your planner answers: “How much can I comfortably spend?” Your manual answers: “How can I make that amount feel wonderful?”

The Debt-Free Christmas Planner (fillable PDF, 9 pages)

• Your Christmas Number: add up what you have and what must come first, and your debt-free budget appears on its own.
• The Twelve-Week Plan: see exactly how much to set aside each week.
• The Budget: plan nine categories, from gifts to travel, and see at a glance where you’re over or under.
• The Spending Record and Gift Register: log each purchase and set a price for every person before you shop.
• January, Prepared: make sure Christmas borrows nothing from the new year.
• It adds up for you: totals update the moment you type.

The Frugal Christmas Hosting Manual (PDF ebook, 32 pages)

• How to set a hosting budget before you write the guest list
• An illustrative £100 Christmas dinner plan for six
• Three hosting formats for any budget: afternoon tea, a cosy supper or a festive buffet
• Smart shopping and food-saving strategies
• Affordable table styling and atmosphere ideas using what you already own
• Gracious scripts for invitations, guest contributions and potluck meals
• A seven-day countdown, a calm event-day plan and a hosting spending audit

Why they work together
The manual is the official companion to the planner. Throughout the guide, “Planner connection” notes show you exactly when to record your hosting budget, log a purchase or check what’s left. Planning and hosting finally speak the same language.

Built on the Crowned Ant way
Prepare today, so tomorrow doesn’t have to become debt. “Go to the ant… consider her ways, and be wise.” (Proverbs 6:6)

What you’ll receive

• One fillable PDF planner, A4 size, 9 pages
• One PDF ebook, A4 size, 32 pages
• An instant digital download. Nothing will be posted to you.

Important: automatic totals
For the planner’s automatic calculations, open it in the free Adobe Acrobat Reader, available on computer, iPhone, iPad and Android. Some apps, such as Apple Preview and certain web browsers, will let you type but won’t calculate. Both files print beautifully either way.

FAQ

Can I print them?
Yes. Both are designed for A4 paper and print in colour or black and white.

I’m starting late. Does it still work?
Yes. The planner shows you how to divide what you need by the weeks you have left, and the manual’s seven-day countdown works whenever you start.

Are the budgets in the manual real prices?
They’re illustrative planning amounts. Please check current prices with your own supermarket before you shop.

Is this financial advice?
No. These are planning tools to help you organise your own money. If you’re struggling with debt, free and confidential help is available from StepChange, Citizens Advice and MoneyHelper.

Refund Policy
As this is a digital download, you’ll have immediate access after purchase. By completing your order, you agree to receive the download straight away and acknowledge that you lose your 14-day right to cancel once the download begins. If there’s a problem with your files, please get in touch and we’ll put it right.