{"product_id":"the-debt-free-christmas-planner-fillable-pdf-with-automatic-totals","title":"The Debt-Free Christmas Planner | Fillable PDF with Automatic Totals","description":"\u003cp dir=\"ltr\"\u003e\u003cstrong\u003eTwelve weeks to a peaceful Christmas, and a January without debt.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003eChristmas shouldn't follow you into the new year. The Debt-Free Christmas Planner helps you decide what you can truly afford before December decides for you. Then it does the maths for you as you go.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003eType your figures into the boxes and every total, difference and weekly amount works itself out. No calculator, no spreadsheet, no guesswork.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e\u003cstrong\u003eInside your planner (9 pages)\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul dir=\"ltr\"\u003e\n\u003cli\u003e\n\u003cstrong\u003eWelcome and contents:\u003c\/strong\u003e a gentle start, with space to make it yours.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eYour Christmas Number:\u003c\/strong\u003e add up what you have and what must come first. Your debt-free Christmas budget then appears on its own.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Twelve-Week Plan:\u003c\/strong\u003e your number carries over, and the planner works out exactly how much to set aside each week.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Budget:\u003c\/strong\u003e plan nine categories, from gifts to travel, and see at a glance where you're over or under.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Spending Record:\u003c\/strong\u003e log each purchase as you make it, with a running total and a \"Before I buy\" check.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Gift Register:\u003c\/strong\u003e set a price for every person before you shop, and tick off what's bought and wrapped.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe Christmas Edit:\u003c\/strong\u003e sort what you'll keep, what you'll consider and what you'll release.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eJanuary, Prepared:\u003c\/strong\u003e make sure Christmas borrows nothing from the new year.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp dir=\"ltr\"\u003e\u003cstrong\u003eWhy you'll love it\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul dir=\"ltr\"\u003e\n\u003cli\u003e\n\u003cstrong\u003eIt adds up for you:\u003c\/strong\u003e totals update the moment you type.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eUse it your way:\u003c\/strong\u003e fill it in on screen, or print it and use a pencil.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBeautifully made:\u003c\/strong\u003e a deep ivy cover with gold detail and ivory pages, designed to feel like a planner you'd be proud to keep.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBuilt on the Crowned Ant way:\u003c\/strong\u003e prepare today, so tomorrow doesn't have to become debt. \u003cem\u003e\"Go to the ant… consider her ways, and be wise.\"\u003c\/em\u003e (Proverbs 6:6)\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp dir=\"ltr\"\u003e\u003cstrong\u003eWhat you'll receive\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul dir=\"ltr\"\u003e\n\u003cli\u003eOne fillable PDF, A4 size, 9 pages.\u003c\/li\u003e\n\u003cli\u003eAn instant digital download. Nothing will be posted to you.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp dir=\"ltr\"\u003e\u003cstrong\u003eImportant: automatic totals\u003c\/strong\u003e\u003cbr\u003eFor the automatic calculations, open your planner in the free \u003cstrong\u003eAdobe Acrobat Reader\u003c\/strong\u003e, which is available on computer, iPhone, iPad and Android. Some apps, such as Apple Preview and certain web browsers, will let you type but won't calculate. The planner prints beautifully either way.\u003c\/p\u003e\n\u003ch3 dir=\"ltr\"\u003eFAQ \u003c\/h3\u003e\n\u003cp dir=\"ltr\"\u003e\u003cstrong\u003eCan I print it?\u003c\/strong\u003e\u003cbr\u003eYes. It's designed for A4 paper and prints in colour or black and white.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e\u003cstrong\u003eWill my typed answers save?\u003c\/strong\u003e\u003cbr\u003eYes. Save the file after filling it in, and your entries will be there next time.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e\u003cstrong\u003eI'm starting late. Does it still work?\u003c\/strong\u003e\u003cbr\u003eYes. Divide what you still need by the weeks you have left. The planner shows you how.\u003c\/p\u003e\n\u003cp dir=\"ltr\"\u003e\u003cstrong\u003eIs this financial advice?\u003c\/strong\u003e\u003cbr\u003eNo. It's a planning tool to help you organise your own money. If you're struggling with debt, free and confidential help is available from StepChange, Citizens Advice and MoneyHelper.\u003c\/p\u003e\n\u003ch3 dir=\"ltr\"\u003eRefund Policy\u003c\/h3\u003e\n\u003cblockquote dir=\"ltr\"\u003e\n\u003cp dir=\"ltr\"\u003eAs this is a digital download, you'll have immediate access after purchase. By completing your order, you agree to receive the download straight away and acknowledge that you lose your 14-day right to cancel once the download begins. If there's a problem with your file, please get in touch and we'll put it right.\u003c\/p\u003e\n\u003c\/blockquote\u003e","brand":"Crowned Ant Publishing","offers":[{"title":"Default Title","offer_id":59550822072645,"sku":null,"price":4.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0946\/3329\/6197\/files\/Crowned-Ant-Christmas-Planner-Sky-06-details.jpg?v=1791025907","url":"https:\/\/crownedant.com\/products\/the-debt-free-christmas-planner-fillable-pdf-with-automatic-totals","provider":"Crowned Ant ","version":"1.0","type":"link"}